/* ================================================================
   brokerages.ae — MASTER STYLESHEET v4
   Design language: remit.ae — Quiet Premium Financial
   Fonts: Plus Jakarta Sans + JetBrains Mono
   ================================================================ */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;0,800;1,400&family=JetBrains+Mono:wght@400;500;600;700&display=swap');

/* ── TOKENS ─────────────────────────────────────────────────── */
:root {
  /* Surface */
  --bg:      #f9f8f6;
  --bg2:     #f2f0ec;
  --card:    #ffffff;
  --border:  #e5e1da;
  --border2: #d4cfc8;

  /* Ink */
  --ink:     #191714;
  --ink2:    #2a2722;
  --mid:     #665f57;
  --muted:   #9e9690;
  --faint:   #c5bfb7;

  /* Signal — green = good/go */
  --green:   #1a6b3c;
  --green2:  #14532d;
  --lime:    #d1fae5;
  --lime2:   #a7f3d0;
  --g-bg:    rgba(26,107,60,.06);
  --g-glow:  rgba(26,107,60,.18);
  --g-border:rgba(26,107,60,.22);

  /* Signal — red = cost/loss */
  --loss:    #c0392b;
  --loss-bg: rgba(192,57,43,.06);
  --loss-br: rgba(192,57,43,.18);

  /* Signal — amber = warning */
  --warn:    #b45309;
  --warn-bg: rgba(180,83,9,.07);

  /* Shadows */
  --sh1: 0 1px 3px rgba(25,23,20,.06);
  --sh2: 0 4px 14px rgba(25,23,20,.08);
  --sh3: 0 8px 28px rgba(25,23,20,.10);
  --sh4: 0 20px 60px rgba(25,23,20,.12);
  --sh-g: 0 6px 24px rgba(26,107,60,.22);

  /* Radii */
  --r6: 6px; --r8: 8px; --r10: 10px; --r12: 12px;
  --r16: 16px; --r20: 20px; --r24: 24px;

  /* Spacing */
  --s2:4px; --s3:8px; --s4:12px; --s5:16px; --s6:20px;
  --s8:24px; --s10:32px; --s12:40px; --s16:56px; --s20:80px;
}

/* ── RESET ───────────────────────────────────────────────────── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:'Plus Jakarta Sans',system-ui,sans-serif;
  background:var(--bg);color:var(--ink);
  -webkit-font-smoothing:antialiased;line-height:1.5;overflow-x:hidden;
}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button,input,select{font-family:inherit}
ul,ol{list-style:none}

/* ── TYPOGRAPHY ──────────────────────────────────────────────── */
.t-display{font-size:clamp(2rem,5vw,3.5rem);font-weight:800;line-height:1.05;letter-spacing:-.04em}
.t-h1{font-size:clamp(1.6rem,3.5vw,2.6rem);font-weight:800;line-height:1.08;letter-spacing:-.033em}
.t-h2{font-size:clamp(1.25rem,2.5vw,1.9rem);font-weight:700;line-height:1.12;letter-spacing:-.025em}
.t-h3{font-size:1.05rem;font-weight:700;letter-spacing:-.015em}
.t-body{font-size:.9375rem;color:var(--mid);line-height:1.72}
.t-small{font-size:.8125rem;color:var(--muted);line-height:1.65}
.t-micro{font-size:.6875rem;color:var(--faint);line-height:1.55}
.t-mono{font-family:'JetBrains Mono',monospace}
.t-green{color:var(--green)}
.t-loss{color:var(--loss)}

/* ── LAYOUT ──────────────────────────────────────────────────── */
.wrap   {max-width:1120px;margin:0 auto;padding:0 24px}
.wrap-md{max-width:800px;margin:0 auto;padding:0 24px}
.wrap-sm{max-width:560px;margin:0 auto;padding:0 24px}
.section{padding:var(--s20) 0}
.section-sm{padding:var(--s12) 0}
.section-xs{padding:var(--s8) 0}

/* ── DISCLOSURE STRIP ─────────────────────────────────────────── */
.disc-strip{
  background:var(--ink2);padding:7px 0;
  font-size:.6875rem;color:rgba(255,255,255,.35);text-align:center;
}
.disc-strip a{color:rgba(255,255,255,.5);text-decoration:underline}

/* ── NAV ─────────────────────────────────────────────────────── */
.nav{
  position:sticky;top:0;z-index:500;height:60px;
  background:rgba(249,248,246,.97);backdrop-filter:blur(20px) saturate(150%);
  border-bottom:1px solid var(--border);
  display:flex;align-items:center;box-shadow:var(--sh1);
}
.nav__inner{
  max-width:1120px;margin:0 auto;padding:0 24px;width:100%;
  display:flex;align-items:center;gap:8px;
}
.nav__logo{
  font-size:1.15rem;font-weight:800;color:var(--ink);
  letter-spacing:-.04em;display:flex;align-items:center;flex-shrink:0;
}
.nav__logo em{color:var(--green);font-style:normal}
.nav__links{display:flex;align-items:center;gap:2px;flex:1}
.nav__link{
  font-size:.8125rem;color:var(--muted);font-weight:500;
  padding:5px 10px;border-radius:var(--r8);transition:all .15s;white-space:nowrap;
}
.nav__link:hover,.nav__link--active{color:var(--ink);background:var(--bg2)}
.nav__link--active{font-weight:700;color:var(--green)}
.nav__right{margin-left:auto;display:flex;align-items:center;gap:8px}
.nav__rate{
  font-family:'JetBrains Mono',monospace;font-size:.6875rem;
  color:var(--muted);display:flex;align-items:center;gap:5px;
  background:var(--bg2);border:1px solid var(--border);
  padding:4px 10px;border-radius:99px;white-space:nowrap;
}
.rate-dot{
  width:6px;height:6px;border-radius:50%;background:var(--green);
  animation:rate-blink 2s ease-in-out infinite;flex-shrink:0;
}
@keyframes rate-blink{0%,100%{opacity:1}50%{opacity:.25}}
.nav__cta{
  background:var(--green);color:#fff;font-size:.8125rem;font-weight:700;
  padding:7px 16px;border-radius:var(--r8);border:none;cursor:pointer;
  transition:all .18s;white-space:nowrap;
}
.nav__cta:hover{background:var(--green2);transform:translateY(-1px);box-shadow:var(--sh-g)}
.nav__hamburger{
  display:none;flex-direction:column;gap:5px;padding:8px;
  border-radius:var(--r8);cursor:pointer;background:none;border:none;
}
.nav__hamburger span{display:block;width:20px;height:2px;background:var(--ink);border-radius:2px;transition:.2s}
#mobileMenu{
  display:none;position:fixed;top:60px;inset-inline:0;bottom:0;
  background:var(--card);z-index:490;padding:20px 24px;overflow-y:auto;
  border-top:1px solid var(--border);
}
#mobileMenu a{display:block;font-size:1rem;font-weight:600;color:var(--ink);padding:14px 0;border-bottom:1px solid var(--bg2)}
#mobileMenu.open{display:block}

/* ── RETURN BANNER ───────────────────────────────────────────── */
#returnBanner{
  display:none;background:var(--g-bg);
  border-bottom:1px solid var(--g-border);padding:10px 0;
}
#returnBanner.show{display:block}
.return-banner__inner{
  max-width:1120px;margin:0 auto;padding:0 24px;
  display:flex;align-items:center;gap:12px;flex-wrap:wrap;
}
.return-banner__text{font-size:.8125rem;color:var(--ink);flex:1}
.return-banner__text strong{font-weight:700;color:var(--green)}
.return-banner__cta{
  background:var(--green);color:#fff;border:none;border-radius:var(--r8);
  padding:7px 16px;font-size:.8125rem;font-weight:700;cursor:pointer;
  white-space:nowrap;font-family:inherit;transition:.15s;
}
.return-banner__cta:hover{background:var(--green2)}
.return-banner__close{
  color:var(--faint);background:none;border:none;cursor:pointer;
  font-size:1.1rem;padding:0 4px;
}

/* ── LIVE BADGE ──────────────────────────────────────────────── */
.live-badge{
  display:inline-flex;align-items:center;gap:6px;
  background:var(--g-bg);border:1px solid rgba(26,107,60,.2);
  border-radius:99px;padding:4px 12px;
  font-size:.6875rem;font-weight:700;color:var(--green);
  text-transform:uppercase;letter-spacing:.05em;
}
.live-badge__dot{
  width:5px;height:5px;background:var(--green);border-radius:50%;
  animation:live-pulse 2s ease-in-out infinite;
}
@keyframes live-pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.3;transform:scale(.7)}}

/* ── BUTTONS ─────────────────────────────────────────────────── */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:6px;
  border:none;cursor:pointer;font-family:'Plus Jakarta Sans',sans-serif;
  font-weight:700;text-decoration:none;white-space:nowrap;
  transition:all .2s;border-radius:var(--r10);letter-spacing:-.01em;
  position:relative;
}
.btn--primary{
  background:var(--green);color:#fff;
  font-size:.9375rem;min-height:48px;padding:0 24px;
  box-shadow:0 2px 0 rgba(10,60,25,.25);
}
.btn--primary:hover{background:var(--green2);transform:translateY(-2px);box-shadow:var(--sh-g);color:#fff}
.btn--primary:active{transform:translateY(0)}

.btn--cta{
  background:var(--green);color:#fff;
  font-size:1rem;min-height:52px;padding:0 32px;
  border-radius:var(--r12);box-shadow:0 3px 0 rgba(10,60,25,.3);
}
.btn--cta:hover{background:var(--green2);transform:translateY(-2px);box-shadow:var(--sh-g);color:#fff}

.btn--secondary{
  background:var(--card);color:var(--ink);
  font-size:.9375rem;min-height:48px;padding:0 24px;
  border:1.5px solid var(--border);box-shadow:var(--sh1);
}
.btn--secondary:hover{border-color:var(--border2);box-shadow:var(--sh2);transform:translateY(-1px);color:var(--ink)}

.btn--ghost{
  background:transparent;color:var(--muted);
  font-size:.8125rem;min-height:36px;padding:0 14px;
  border:1.5px solid var(--border);font-weight:500;
}
.btn--ghost:hover{border-color:var(--border2);color:var(--ink);background:var(--bg2)}

.btn--sm{font-size:.8125rem;min-height:36px;padding:0 16px;border-radius:var(--r8)}
.btn--lg{font-size:1.0625rem;min-height:56px;padding:0 36px;border-radius:var(--r12)}
.btn--full{width:100%}
.btn--outline-white{
  background:transparent;color:rgba(255,255,255,.65);
  border:1.5px solid rgba(255,255,255,.2);
  font-size:.9375rem;font-weight:600;min-height:48px;padding:0 24px;
  border-radius:var(--r10);cursor:pointer;font-family:inherit;
  transition:all .2s;display:inline-flex;align-items:center;gap:6px;
}
.btn--outline-white:hover{border-color:rgba(255,255,255,.5);color:#fff}

/* Connecting spinner */
.btn-spinner{
  display:inline-block;width:14px;height:14px;
  border:2px solid rgba(255,255,255,.3);border-top-color:#fff;
  border-radius:50%;animation:spin .6s linear infinite;
}
@keyframes spin{to{transform:rotate(360deg)}}

/* ── BROKER ROWS (main comparison) ───────────────────────────── */
.broker-rows{display:flex;flex-direction:column;gap:6px}
.broker-row{
  display:grid;
  grid-template-columns:2fr 1.4fr 1fr 1fr 1fr 148px;
  align-items:center;gap:12px;
  padding:18px 20px;
  background:var(--card);border:1.5px solid var(--border);
  border-radius:var(--r16);box-shadow:var(--sh1);
  transition:all .15s;
}
.broker-row:hover{border-color:var(--border2);box-shadow:var(--sh2);transform:translateY(-1px)}
.broker-row--best{border-color:var(--g-border);background:var(--g-bg);box-shadow:0 3px 14px var(--g-glow)}
.broker-row--best:hover{border-color:rgba(26,107,60,.4);box-shadow:0 6px 24px var(--g-glow)}

.brow__logo{
  width:40px;height:40px;border-radius:var(--r10);
  display:flex;align-items:center;justify-content:center;
  font-family:'JetBrains Mono',monospace;font-weight:700;font-size:.75rem;
  color:#fff;flex-shrink:0;
}
.brow__info{display:flex;align-items:center;gap:10px}
.brow__name{font-size:.9375rem;font-weight:700;color:var(--ink);display:flex;align-items:center;gap:6px;flex-wrap:wrap}
.brow__row--best .brow__name{color:var(--green2)}
.brow__regs{display:flex;gap:4px;flex-wrap:wrap;margin-top:3px}
.brow__score{
  font-family:'JetBrains Mono',monospace;
  font-size:1.35rem;font-weight:700;color:var(--ink);
}
.broker-row--best .brow__score{color:var(--green)}
.brow__stars{font-size:.625rem;color:#f59e0b;letter-spacing:2px;display:block;margin-top:2px}
.brow__min{font-family:'JetBrains Mono',monospace;font-size:.9375rem;font-weight:700;color:var(--ink)}
.brow__min-sub{font-size:.625rem;color:var(--faint);margin-top:1px}
.brow__fee{font-family:'JetBrains Mono',monospace;font-size:.875rem;font-weight:600;color:var(--ink)}
.brow__feat{font-size:.6875rem;color:var(--mid)}
.brow__cta{display:flex;flex-direction:column;gap:5px}
.brow__btn-primary{
  width:100%;padding:10px 14px;background:var(--green);color:#fff;
  border:none;border-radius:var(--r8);font-size:.8125rem;font-weight:700;
  cursor:pointer;transition:background .15s;font-family:inherit;
}
.brow__btn-primary:hover{background:var(--green2)}
.brow__btn-secondary{
  width:100%;padding:6px 14px;background:transparent;color:var(--mid);
  border:1.5px solid var(--border2);border-radius:var(--r8);font-size:.75rem;
  font-weight:600;cursor:pointer;transition:all .15s;font-family:inherit;
}
.brow__btn-secondary:hover{border-color:var(--green);color:var(--green)}
.brow__disc{font-size:.5625rem;color:var(--faint);text-align:center;line-height:1.5;margin-top:3px}

/* Table header */
.broker-tbl-hdr{
  display:grid;
  grid-template-columns:2fr 1.4fr 1fr 1fr 1fr 148px;
  gap:12px;padding:6px 20px 10px;
}
.tbl-hdr-cell{font-size:.5625rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--faint)}

/* ── BADGES ──────────────────────────────────────────────────── */
.best-badge{
  background:var(--green);color:#fff;
  font-size:.5rem;font-weight:800;padding:2px 6px;border-radius:4px;
  text-transform:uppercase;letter-spacing:.06em;flex-shrink:0;
}
.reg-badge{
  font-size:.5625rem;font-weight:700;padding:2px 6px;border-radius:4px;
  border:1px solid;display:inline-block;letter-spacing:.04em;
}
.reg-badge--dfsa{background:rgba(26,107,60,.08);color:var(--green);border-color:rgba(26,107,60,.2)}
.reg-badge--fca{background:rgba(26,58,138,.07);color:#1a3a8a;border-color:rgba(26,58,138,.18)}
.reg-badge--asic{background:rgba(88,28,135,.06);color:#5a1d87;border-color:rgba(88,28,135,.15)}
.reg-badge--cysec{background:rgba(109,40,217,.06);color:#6d28d9;border-color:rgba(109,40,217,.15)}
.reg-badge--adgm{background:rgba(6,95,70,.07);color:#065f46;border-color:rgba(6,95,70,.18)}
.reg-badge--sec{background:rgba(30,64,175,.07);color:#1e40af;border-color:rgba(30,64,175,.18)}
.reg-badge--warn{background:var(--warn-bg);color:var(--warn);border-color:rgba(180,83,9,.2)}
.islamic-badge{
  background:var(--g-bg);border:1px solid rgba(26,107,60,.2);
  color:var(--green);font-size:.5rem;font-weight:800;
  padding:2px 6px;border-radius:4px;text-transform:uppercase;letter-spacing:.05em;
}

/* ── SCORE CARD (sidebar/hero) ───────────────────────────────── */
.score-card{
  background:var(--card);border:1px solid var(--border);
  border-radius:var(--r20);box-shadow:var(--sh4);overflow:hidden;
}
.score-card__bar{height:3px;background:linear-gradient(90deg,var(--green),#00c870,var(--green))}
.score-card__body{padding:22px}

/* ── QUIZ (personalization engine) ──────────────────────────── */
.quiz-trigger{
  display:inline-flex;align-items:center;gap:8px;
  padding:10px 22px;background:var(--bg2);border:1.5px solid var(--border);
  border-radius:var(--r10);font-size:.875rem;font-weight:600;color:var(--mid);
  cursor:pointer;transition:all .2s;font-family:inherit;
}
.quiz-trigger:hover{border-color:var(--green);color:var(--green);background:var(--g-bg)}
.quiz-panel{display:none;margin-top:14px}
.quiz-panel.open{display:block}
.quiz-step{display:none}
.quiz-step.active{display:block}
.quiz-q{font-size:.875rem;font-weight:700;color:var(--ink);margin-bottom:10px;letter-spacing:-.01em}
.quiz-options{display:flex;flex-direction:column;gap:6px}
.quiz-opt{
  padding:10px 14px;background:var(--card);border:1.5px solid var(--border);
  border-radius:var(--r10);font-size:.875rem;font-weight:500;color:var(--mid);
  cursor:pointer;transition:all .15s;text-align:left;font-family:inherit;
}
.quiz-opt:hover{border-color:var(--green);color:var(--ink);background:var(--g-bg)}
.quiz-result{
  background:var(--g-bg);border:1.5px solid var(--g-border);
  border-radius:var(--r12);padding:16px 18px;
}
.quiz-result__label{font-size:.5625rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--green);display:block;margin-bottom:6px}
.quiz-result__name{font-size:1.05rem;font-weight:800;color:var(--ink);margin-bottom:4px;letter-spacing:-.02em}
.quiz-result__reason{font-size:.8125rem;color:var(--mid);line-height:1.6;margin-bottom:12px}

/* ── VERDICT BLOCK ───────────────────────────────────────────── */
.verdict{
  background:var(--ink2);border-radius:var(--r20);padding:28px 32px;
  position:relative;overflow:hidden;margin:28px 0;
}
.verdict::after{
  content:'';position:absolute;top:-60px;right:-60px;
  width:220px;height:220px;border-radius:50%;
  background:radial-gradient(circle,rgba(167,243,208,.06) 0%,transparent 70%);
  pointer-events:none;
}
.verdict__kicker{font-size:.5625rem;font-weight:800;text-transform:uppercase;letter-spacing:.12em;color:var(--lime2);display:block;margin-bottom:10px}
.verdict__title{font-size:1.25rem;font-weight:800;color:#fff;margin-bottom:8px;letter-spacing:-.025em}
.verdict__text{font-size:.875rem;color:rgba(255,255,255,.5);line-height:1.68;margin-bottom:22px}
.verdict__btns{display:flex;gap:10px;flex-wrap:wrap}

/* ── STICKY CTA ──────────────────────────────────────────────── */
#stickyCTA{
  position:fixed;bottom:-80px;left:0;right:0;z-index:400;
  background:var(--card);border-top:1px solid var(--border);
  padding:12px 20px;display:flex;align-items:center;gap:12px;flex-wrap:wrap;
  box-shadow:0 -8px 32px rgba(25,23,20,.10);transition:bottom .3s ease;
}
#stickyCTA.show{bottom:0}
.sticky__text{font-size:.875rem;color:var(--ink);flex:1;font-weight:500}
.sticky__text strong{font-weight:800}
.sticky__close{
  color:var(--faint);background:none;border:none;cursor:pointer;
  font-size:1.25rem;line-height:1;padding:0 4px;flex-shrink:0;
}

/* ── EXIT MODAL ──────────────────────────────────────────────── */
#exitModal{display:none;position:fixed;inset:0;z-index:900}
#exitModal.open{display:flex;align-items:center;justify-content:center;padding:20px}
.exit-overlay{position:absolute;inset:0;background:rgba(25,23,20,.6);backdrop-filter:blur(10px)}
.exit-box{
  position:relative;background:var(--card);border-radius:var(--r24);
  padding:36px 32px;max-width:400px;width:100%;
  box-shadow:var(--sh4);text-align:center;z-index:1;
}
.exit-icon{font-size:2rem;margin-bottom:14px}
.exit-title{font-size:1.15rem;font-weight:800;color:var(--ink);margin-bottom:6px;letter-spacing:-.025em}
.exit-sub{font-size:.875rem;color:var(--mid);line-height:1.65;margin-bottom:22px}
.exit-close{
  position:absolute;top:14px;right:14px;width:28px;height:28px;
  background:var(--bg2);border:none;border-radius:50%;cursor:pointer;
  display:flex;align-items:center;justify-content:center;
  font-size:.8125rem;color:var(--muted);transition:.15s;
}
.exit-close:hover{background:var(--border);color:var(--ink)}

/* ── EMAIL CAPTURE ───────────────────────────────────────────── */
.email-cap{
  background:var(--green);border-radius:var(--r16);
  padding:20px 24px;display:flex;align-items:center;gap:14px;flex-wrap:wrap;
  margin:24px 0;
}
.email-cap p{color:#fff;font-size:.9375rem;font-weight:600;flex:1}
.email-cap input{
  flex:1;min-width:200px;padding:11px 14px;
  border-radius:var(--r8);border:none;font-size:.9375rem;outline:none;
  font-family:inherit;
}
.email-cap button{
  padding:11px 22px;background:#fff;color:var(--green);
  border:none;border-radius:var(--r8);font-size:.875rem;font-weight:800;
  cursor:pointer;white-space:nowrap;font-family:inherit;transition:.2s;
}
.email-cap button:hover{background:var(--lime);box-shadow:var(--sh2)}

/* ── PROS / CONS ─────────────────────────────────────────────── */
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:16px 0}
.pros,.cons{
  background:var(--card);border:1px solid var(--border);
  border-radius:var(--r12);padding:16px 18px;
}
.pros h4{font-size:.5625rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--green);margin-bottom:10px}
.cons h4{font-size:.5625rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--loss);margin-bottom:10px}
.pros li,.cons li{font-size:.875rem;color:var(--mid);padding-left:16px;position:relative;margin-bottom:6px;line-height:1.5}
.pros li::before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:800}
.cons li::before{content:'✗';position:absolute;left:0;color:var(--loss);font-weight:800}

/* ── FAQ ─────────────────────────────────────────────────────── */
.faq-item{border-bottom:1px solid var(--bg2);padding:16px 0}
.faq-item:last-child{border-bottom:none}
.faq-q{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:12px;
  background:none;border:none;cursor:pointer;text-align:left;
  font-size:.9375rem;font-weight:700;color:var(--ink);letter-spacing:-.01em;
  font-family:inherit;padding:0;
}
.faq-q:hover{color:var(--green)}
.faq-arrow{font-size:1.1rem;color:var(--faint);transition:.2s;flex-shrink:0}
.faq-a{display:none;padding-top:8px}
.faq-a p{font-size:.875rem;color:var(--mid);line-height:1.7}
.faq-a a{color:var(--green);text-decoration:underline}
.faq-item.open .faq-arrow{transform:rotate(45deg);color:var(--green)}
.faq-item.open .faq-a{display:block}

/* ── DATA VERIFIED ───────────────────────────────────────────── */
.data-note{
  background:var(--g-bg);border:1px solid rgba(26,107,60,.15);
  border-radius:var(--r8);padding:10px 14px;
  font-size:.75rem;color:var(--mid);display:flex;align-items:flex-start;gap:8px;line-height:1.6;
}
.data-note__icon{color:var(--green);flex-shrink:0;margin-top:1px}

/* ── CALLOUTS ────────────────────────────────────────────────── */
.callout{border-radius:var(--r12);padding:16px 18px;font-size:.875rem;line-height:1.68}
.callout--green{background:var(--g-bg);border:1.5px solid var(--g-border);color:var(--ink2)}
.callout--warn{background:var(--warn-bg);border:1.5px solid rgba(180,83,9,.18);color:var(--ink2)}
.callout--loss{background:var(--loss-bg);border:1.5px solid var(--loss-br);color:var(--ink2)}
.callout--neutral{background:var(--bg2);border:1px solid var(--border);color:var(--mid)}
.callout strong{font-weight:700;color:var(--ink)}

/* ── STATS BAR ───────────────────────────────────────────────── */
.stats-bar{background:var(--ink);padding:28px 0}
.stats-bar__inner{display:flex;justify-content:space-around;flex-wrap:wrap;gap:20px}
.stat__value{
  font-family:'JetBrains Mono',monospace;
  font-size:1.6rem;font-weight:600;color:#fff;display:block;margin-bottom:3px;
}
.stat__label{font-size:.75rem;color:rgba(255,255,255,.32)}

/* ── TRUST ITEMS ─────────────────────────────────────────────── */
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.trust-item{
  display:flex;align-items:flex-start;gap:10px;padding:14px;
  background:var(--card);border:1px solid var(--border);border-radius:var(--r12);
}
.trust-item__icon{font-size:1.1rem;flex-shrink:0;margin-top:1px}
.trust-item__title{font-size:.8125rem;font-weight:700;color:var(--ink);display:block;margin-bottom:2px}
.trust-item__text{font-size:.75rem;color:var(--muted);line-height:1.55}

/* ── TOAST ───────────────────────────────────────────────────── */
#toast{
  position:fixed;bottom:20px;right:20px;z-index:999;
  background:var(--ink2);color:#fff;border-radius:var(--r16);
  padding:13px 18px;max-width:280px;
  display:flex;align-items:flex-start;gap:10px;
  opacity:0;transform:translateY(10px);pointer-events:none;
  transition:all .28s cubic-bezier(.4,0,.2,1);box-shadow:var(--sh4);
}
#toast.show{opacity:1;transform:translateY(0)}
.toast__check{
  width:22px;height:22px;background:var(--green);border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  font-size:.625rem;font-weight:800;color:#fff;flex-shrink:0;margin-top:1px;
}
.toast__title{font-size:.84rem;font-weight:700;display:block;margin-bottom:2px}
.toast__sub{font-size:.75rem;color:rgba(255,255,255,.45)}

/* ── CALCULATOR ──────────────────────────────────────────────── */
.calc-card{
  background:var(--card);border:1px solid var(--border);
  border-radius:var(--r20);box-shadow:var(--sh4);overflow:hidden;
}
.calc-card__bar{height:3px;background:linear-gradient(90deg,var(--green),#00c870,var(--green))}
.calc-card__head{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 20px;border-bottom:1px solid var(--border);background:var(--bg);
}
.calc-card__status{display:flex;align-items:center;gap:8px}
.calc-card__body{padding:20px}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:12px}
.calc-label{font-size:.5625rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);display:block;margin-bottom:6px}
.calc-input{
  width:100%;padding:10px 12px;border:1.5px solid var(--border);border-radius:var(--r8);
  font-size:.9375rem;font-family:'JetBrains Mono',monospace;font-weight:600;
  color:var(--ink);background:var(--bg);outline:none;
}
.calc-input:focus{border-color:var(--green)}
.calc-select{
  width:100%;padding:10px 12px;border:1.5px solid var(--border);border-radius:var(--r8);
  font-size:.875rem;font-family:'Plus Jakarta Sans',sans-serif;font-weight:600;
  color:var(--ink);background:var(--bg);outline:none;cursor:pointer;
}
.calc-select:focus{border-color:var(--green)}
.calc-results{display:flex;flex-direction:column;gap:5px;margin-top:2px}
.calc-row-result{
  display:grid;grid-template-columns:1.5fr 1fr auto auto;
  gap:8px;align-items:center;padding:10px 12px;
  background:var(--bg);border:1.5px solid var(--border);border-radius:var(--r10);
  transition:all .15s;
}
.calc-row-result:hover{border-color:var(--border2);transform:translateY(-1px);box-shadow:var(--sh1)}
.calc-row-result--best{background:var(--g-bg);border-color:var(--g-border)}
.calc-row-result--best:hover{box-shadow:0 4px 16px var(--g-glow)}
.calc-row-result__name{font-size:.875rem;font-weight:700;color:var(--ink);display:flex;align-items:center;gap:6px}
.calc-row-result__note{font-size:.625rem;color:var(--faint);display:block;margin-top:1px}
.calc-row-result__fee{font-family:'JetBrains Mono',monospace;font-size:.9375rem;font-weight:700;text-align:right}
.calc-row-result--best .calc-row-result__fee{color:var(--green)}
.calc-best-tag{font-size:.5rem;font-weight:800;text-transform:uppercase;background:var(--green);color:#fff;padding:1px 5px;border-radius:3px;letter-spacing:.05em}
.calc-disc{padding:8px 20px 14px;font-size:.5625rem;color:var(--faint);text-align:center;line-height:1.6}
.calc-savings{
  background:var(--g-bg);border:1.5px solid var(--g-border);
  border-radius:var(--r10);padding:10px 14px;margin-top:8px;
  display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap;
}
.calc-savings__text{font-size:.875rem;color:var(--ink);font-weight:600}
.calc-savings__text strong{font-family:'JetBrains Mono',monospace;color:var(--green);font-size:1rem}

/* ── SECTION KICKER ──────────────────────────────────────────── */
.kicker{font-size:.5625rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--green);display:block;margin-bottom:10px}

/* ── REVIEW GRID ─────────────────────────────────────────────── */
.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.review-card{
  background:var(--card);border:1px solid var(--border);
  border-radius:var(--r16);padding:22px;transition:all .2s;
}
.review-card:hover{transform:translateY(-2px);box-shadow:var(--sh2)}
.review-card__stars{color:#f59e0b;letter-spacing:2px;font-size:.875rem;margin-bottom:14px;display:block}
.review-card__text{font-size:.875rem;color:var(--mid);line-height:1.7;font-style:italic;margin-bottom:16px}
.reviewer{display:flex;align-items:center;gap:10px}
.reviewer__avatar{
  width:36px;height:36px;border-radius:50%;background:var(--ink2);
  color:#fff;display:flex;align-items:center;justify-content:center;
  font-family:'JetBrains Mono',monospace;font-size:.78rem;font-weight:600;flex-shrink:0;
}
.reviewer__name{font-size:.875rem;font-weight:700;color:var(--ink)}
.reviewer__loc{font-size:.75rem;color:var(--faint);margin-top:1px}

/* ── SHIMMER ─────────────────────────────────────────────────── */
.shimmer{
  background:linear-gradient(90deg,var(--bg) 25%,var(--bg2) 50%,var(--bg) 75%);
  background-size:200%;border-radius:var(--r12);
  animation:shimmer 1.2s ease-in-out infinite;
}
@keyframes shimmer{0%{background-position:200% 0}100%{background-position:-200% 0}}

/* ── REVEAL ──────────────────────────────────────────────────── */
.reveal{opacity:0;transform:translateY(14px);transition:opacity .55s ease,transform .55s ease}
.reveal.in{opacity:1;transform:none}

/* ── CTA SECTION ─────────────────────────────────────────────── */
.cta-section{background:var(--ink2);padding:var(--s20) 0;text-align:center}
.cta-section__title{color:#fff;margin-bottom:12px}
.cta-section__sub{color:rgba(255,255,255,.38);font-size:1rem;max-width:420px;margin:0 auto 36px;line-height:1.65}
.cta-section__btns{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}

/* ── FOOTER ──────────────────────────────────────────────────── */
footer{background:#0f0e0c;padding:52px 0 28px}
.footer__disc{
  font-size:.6875rem;color:rgba(255,255,255,.18);line-height:1.7;
  padding:12px 16px;border:1px solid rgba(255,255,255,.05);
  border-radius:var(--r8);background:rgba(255,255,255,.02);margin-bottom:36px;
}
.footer__grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;margin-bottom:36px}
.footer__brand{font-size:1.05rem;font-weight:800;color:#fff;letter-spacing:-.04em;margin-bottom:8px}
.footer__tagline{font-size:.8125rem;color:rgba(255,255,255,.25);line-height:1.65;max-width:240px}
.footer__col h4{font-size:.5625rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:rgba(255,255,255,.2);margin-bottom:14px}
.footer__col a{display:block;font-size:.8125rem;color:rgba(255,255,255,.35);margin-bottom:9px;transition:color .15s}
.footer__col a:hover{color:rgba(255,255,255,.75)}
.footer__bottom{
  display:flex;justify-content:space-between;align-items:center;
  padding-top:18px;border-top:1px solid rgba(255,255,255,.06);
  font-size:.6875rem;color:rgba(255,255,255,.18);flex-wrap:wrap;gap:8px;
}
.footer__bottom a{color:rgba(255,255,255,.18)}

/* ── MOBILE NAV ──────────────────────────────────────────────── */
#mobileBottomNav{
  display:none;position:fixed;bottom:0;left:0;right:0;z-index:390;
  background:var(--card);border-top:1px solid var(--border);
  padding:8px 0 env(safe-area-inset-bottom,0);
}
.mob-nav-inner{display:flex}
.mob-nav-item{
  flex:1;display:flex;flex-direction:column;align-items:center;gap:3px;
  font-size:.5625rem;font-weight:700;color:var(--muted);
  text-decoration:none;padding:4px 0;text-transform:uppercase;letter-spacing:.04em;
  text-align:center;
}
.mob-nav-item__icon{font-size:1.1rem;display:block}
.mob-nav-item--active{color:var(--green)}

/* ════════════════════════════════════════════════════════════════
   RESPONSIVE
   ════════════════════════════════════════════════════════════════ */
@media(max-width:1024px){
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .footer__grid{grid-template-columns:1fr 1fr}
  .broker-tbl-hdr,.broker-row{grid-template-columns:2fr 1.2fr 1fr 1fr 148px}
  .brow__feat-col{display:none}
}
@media(max-width:768px){
  .nav__links{display:none}
  .nav__hamburger{display:flex}
  .review-grid{grid-template-columns:1fr}
  .pros-cons{grid-template-columns:1fr}
  .calc-grid{grid-template-columns:1fr}
  .cta-section__btns{flex-direction:column;align-items:center}
  .broker-tbl-hdr{display:none}
  .broker-row{grid-template-columns:1fr 1fr 140px}
  .brow__min-col,.brow__feat-col,.brow__islamic-col{display:none}
  .verdict{padding:22px 20px}
}
@media(max-width:600px){
  .trust-grid{grid-template-columns:1fr}
  #mobileBottomNav{display:block}
  body{padding-bottom:68px}
  .broker-row{grid-template-columns:1fr 130px}
  .brow__score-col{display:none}
  .email-cap{flex-direction:column}
  .email-cap input{width:100%}
  #stickyCTA{flex-direction:column;text-align:center;padding:10px 16px}
}
@media(max-width:400px){
  .wrap,.wrap-md{padding:0 16px}
  .broker-row{padding:14px 14px}
}